Consumer credit is the most flexible financing solution. This bank loan allows all borrowers to finance the purchase of a car or realize a real estate project.
The benefits of joining an online bank
Banks operating online are full of good deals and good plans to find a loan at the best rate. By requesting the online banking service, subscribers operating from the web will benefit from a pleasantly low credit rate. In addition, transaction fees and bank cards are lower, if not non-existent. This presents an opportunity to realize substantial savings. To take out a consumer loan, people have to open a checking account. Opening an account is not charged, and a credit card is also offered. By moving towards online banking services, borrowers benefit from a fixed and attractive APR (Annual Effective Rate).
Can we take out a consumer credit on an online bank?
The banking products from online banking institutions and those in physical agencies are the same, except that opting for the creation of an account on the internet saves time, processing fees and credit card fees. Thus, it is possible to apply for a consumer loan via an e-bank. With online banks, consumer loan applications are made in two stages. After analyzing and studying the borrower’s file, the lending institution releases the desired funds and pays the necessary amount to the account at least eleven days after it opens. Via e-banks or virtual lending institutions, the borrower enjoys a pleasantly advantageous rate.
Among the lowest rates on the market, people can enjoy a rate of 0.99%. Reliable, secure and personalized, the proposed offers take into account all the criteria of the profile (age, professional status, etc.). By using online services of virtual banks, there is a perfect match between supply and demand. Compared with the formalities of reimbursements offered by traditional financial institutions, the lenders on the internet offer more flexibility. By browsing online banks, the risk of not getting a low-rate consumer credit is almost non-existent.